{"id":3620,"date":"2026-04-10T20:18:56","date_gmt":"2026-04-10T20:18:56","guid":{"rendered":"https:\/\/goldenroosterinsurance.com\/blog\/?p=3620"},"modified":"2026-04-20T15:53:36","modified_gmt":"2026-04-20T15:53:36","slug":"error-and-omissions-insurance","status":"publish","type":"post","link":"https:\/\/goldenroosterinsurance.com\/blog\/error-and-omissions-insurance\/","title":{"rendered":"Error and Omissions Insurance: Critical Coverage Every Business Can&#8217;t Afford to Skip"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/goldenroosterinsurance.com\/blog\/wp-content\/uploads\/2026\/04\/image-1024x683.jpeg\" alt=\"\" class=\"wp-image-3621\" srcset=\"https:\/\/goldenroosterinsurance.com\/blog\/wp-content\/uploads\/2026\/04\/image-1024x683.jpeg 1024w, https:\/\/goldenroosterinsurance.com\/blog\/wp-content\/uploads\/2026\/04\/image-300x200.jpeg 300w, https:\/\/goldenroosterinsurance.com\/blog\/wp-content\/uploads\/2026\/04\/image-768x512.jpeg 768w, https:\/\/goldenroosterinsurance.com\/blog\/wp-content\/uploads\/2026\/04\/image-1536x1024.jpeg 1536w, https:\/\/goldenroosterinsurance.com\/blog\/wp-content\/uploads\/2026\/04\/image-150x100.jpeg 150w, https:\/\/goldenroosterinsurance.com\/blog\/wp-content\/uploads\/2026\/04\/image.jpeg 1600w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>Sofia Bennett had built a strong reputation as a marketing consultant, known for bold strategies and confident projections. One client came to her expecting big results, and based on her analysis, she promised a 300% ROI. Six months later, the campaign flopped. The client lost $150,000 and filed a lawsuit.<\/p>\n\n\n\n<p>That\u2019s when Sofia came to us, shaken by how quickly one professional mistake could unravel everything she had built.<\/p>\n\n\n\n<p>We walked through what had happened and showed her how <strong>error and omissions insurance<\/strong> could have shielded her from the crushing weight of legal fees, settlements, and the risk of bankruptcy.<\/p>\n\n\n\n<p>Sofia realized that even the most experienced professionals aren\u2019t immune to mistakes, and the difference between a manageable setback and a business-ending disaster is having the right protection in place. With coverage secured, she left confident she could keep serving clients without fear that one misstep would cost her everything.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/goldenroosterinsurance.com\/blog\/error-and-omissions-insurance\/#What_Is_Error_and_Omissions_Insurance\" >What Is Error and Omissions Insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/goldenroosterinsurance.com\/blog\/error-and-omissions-insurance\/#Why_Every_Business_Needs_E_O_Coverage\" >Why Every Business Needs E&amp;O Coverage<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/goldenroosterinsurance.com\/blog\/error-and-omissions-insurance\/#What_Does_Error_and_Omissions_Insurance_Cover\" >What Does Error and Omissions Insurance Cover?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/goldenroosterinsurance.com\/blog\/error-and-omissions-insurance\/#Who_Really_Needs_E_O_Insurance\" >Who Really Needs E&amp;O Insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/goldenroosterinsurance.com\/blog\/error-and-omissions-insurance\/#How_Much_Does_Error_and_Omissions_Insurance_Cost\" >How Much Does Error and Omissions Insurance Cost?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/goldenroosterinsurance.com\/blog\/error-and-omissions-insurance\/#What_Affects_Your_Premium\" >What Affects Your Premium?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/goldenroosterinsurance.com\/blog\/error-and-omissions-insurance\/#How_to_Choose_the_Right_Policy\" >How to Choose the Right Policy<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/goldenroosterinsurance.com\/blog\/error-and-omissions-insurance\/#Key_Questions_to_Ask\" >Key Questions to Ask<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/goldenroosterinsurance.com\/blog\/error-and-omissions-insurance\/#Final_Thoughts\" >Final Thoughts<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_Is_Error_and_Omissions_Insurance\"><\/span>What Is Error and Omissions Insurance?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"667\" src=\"https:\/\/goldenroosterinsurance.com\/blog\/wp-content\/uploads\/2026\/04\/image-1.jpeg\" alt=\"\" class=\"wp-image-3622\" srcset=\"https:\/\/goldenroosterinsurance.com\/blog\/wp-content\/uploads\/2026\/04\/image-1.jpeg 1000w, https:\/\/goldenroosterinsurance.com\/blog\/wp-content\/uploads\/2026\/04\/image-1-300x200.jpeg 300w, https:\/\/goldenroosterinsurance.com\/blog\/wp-content\/uploads\/2026\/04\/image-1-768x512.jpeg 768w, https:\/\/goldenroosterinsurance.com\/blog\/wp-content\/uploads\/2026\/04\/image-1-150x100.jpeg 150w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n\n\n\n<p>Error and omissions insurance (E&amp;O) protects your business when clients claim you made a mistake, gave bad advice, or failed to deliver services as promised.<\/p>\n\n\n\n<p>Here&#8217;s the key difference: General liability insurance covers physical injuries and property damage (like a client tripping in your office). E&amp;O insurance covers professional mistakes (like advice that costs a client money or missing a critical deadline).<\/p>\n\n\n\n<p>E&amp;O is also called &#8220;professional liability insurance&#8221; they&#8217;re the same thing.<\/p>\n\n\n\n<p>Simple analogy: If general liability protects against physical accidents, E&amp;O protects against professional screw-ups. It&#8217;s like malpractice insurance for doctors, but for all professionals, consultants, real estate agents, tech companies, marketers, and more.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why_Every_Business_Needs_E_O_Coverage\"><\/span>Why Every Business Needs E&amp;O Coverage<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>&#8220;I&#8217;m careful. I won&#8217;t make mistakes that lead to lawsuits.&#8221;<\/p>\n\n\n\n<p>Here&#8217;s why that thinking is dangerous:<\/p>\n\n\n\n<p>Clients expect accountability. In today&#8217;s business world, clients quickly pursue legal action when things go wrong. Even defending yourself costs money.<\/p>\n\n\n\n<p>One claim can destroy a small business. Legal fees alone often run $50,000 to $100,000+ before settlements or judgments.<\/p>\n\n\n\n<p>Small mistakes trigger big lawsuits. Missing a deadline, providing outdated information, or a data entry error can all lead to expensive claims.<\/p>\n\n\n\n<p>Size doesn&#8217;t matter. Small businesses are actually more vulnerable because they lack the financial cushion to absorb legal costs.<\/p>\n\n\n\n<p>The bottom line? If you provide professional services or advice, you need error and omissions insurance. Period.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_Does_Error_and_Omissions_Insurance_Cover\"><\/span>What Does Error and Omissions Insurance Cover?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Here&#8217;s what E&amp;O insurance protects you from:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Negligence or Mistakes in Service<\/li>\n<\/ul>\n\n\n\n<p>Example: An accountant miscalculates taxes, resulting in $20,000 in penalties. The client sues. E&amp;O covers the legal defense and settlement.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Breach of Contract<\/li>\n<\/ul>\n\n\n\n<p>Example: A web developer delivers an e-commerce site three weeks late. The client loses holiday sales and sues. E&amp;O covers the claim.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Misrepresentation<\/li>\n<\/ul>\n\n\n\n<p>Example: A marketing agency claims their SEO will get a client to page one of Google in 30 days. It doesn&#8217;t happen, and the client alleges fraud. E&amp;O handles the defense.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Professional Errors<\/li>\n<\/ul>\n\n\n\n<p>Example: A software bug crashes a client&#8217;s system during peak hours, causing $75,000 in lost revenue. E&amp;O covers the lawsuit.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Legal Defense Costs<\/li>\n<\/ul>\n\n\n\n<p>E&amp;O covers attorney fees, court costs, settlements, and judgments even if the lawsuit is baseless or you win in court.<\/p>\n\n\n\n<p>What&#8217;s NOT covered? Intentional wrongdoing, criminal acts, bodily injury, property damage, and employment-related claims like discrimination.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Who_Really_Needs_E_O_Insurance\"><\/span>Who Really Needs E&amp;O Insurance?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>If you provide professional services or advice, you probably need E&amp;O insurance:<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"667\" src=\"https:\/\/goldenroosterinsurance.com\/blog\/wp-content\/uploads\/2026\/04\/image-2.jpeg\" alt=\"\" class=\"wp-image-3623\" srcset=\"https:\/\/goldenroosterinsurance.com\/blog\/wp-content\/uploads\/2026\/04\/image-2.jpeg 1000w, https:\/\/goldenroosterinsurance.com\/blog\/wp-content\/uploads\/2026\/04\/image-2-300x200.jpeg 300w, https:\/\/goldenroosterinsurance.com\/blog\/wp-content\/uploads\/2026\/04\/image-2-768x512.jpeg 768w, https:\/\/goldenroosterinsurance.com\/blog\/wp-content\/uploads\/2026\/04\/image-2-150x100.jpeg 150w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Profession<\/strong><\/td><td><strong>Line of Work<\/strong><\/td><td><strong>Scenario<\/strong><\/td><\/tr><tr><td>Consultants &amp; Advisors<\/td><td>Financial advisors, business consultants, HR consultants face constant claim exposure.<\/td><td>A financial advisor recommends an investment that performs poorly. The client sues for negligent advice.<\/td><\/tr><tr><td>Real Estate Agents &amp; Brokers<\/td><td>High-stakes property transactions mean high exposure.<\/td><td>An agent fails to disclose a property is in a flood zone. After the first storm, the buyer sues for $100,000+ in damages.<\/td><\/tr><tr><td>Technology Companies<\/td><td>Software developers, IT consultants, and tech startups face claims for bugs, data breaches, and system failures.<\/td><td>A SaaS outage takes down a client&#8217;s store for 48 hours during a major sale. The client sues for lost revenue.<\/td><\/tr><tr><td>Healthcare Providers (Non-Medical)<\/td><td>Therapists, counselors, nutritionists, and wellness coaches all need coverage.<\/td><td>A counselor&#8217;s session notes are accidentally disclosed. The clients sue for breach of confidentiality.<\/td><\/tr><tr><td>Creative Professionals<\/td><td>Marketers, designers, PR firms, and content creators face intellectual property and performance claims.<\/td><td>A designer creates a logo another company claims infringes their trademark. The designer faces a lawsuit.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<p><strong>Others Who Need E&amp;O:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Accountants and bookkeepers<\/li>\n\n\n\n<li>Architects and engineers<\/li>\n\n\n\n<li>Insurance agents<\/li>\n\n\n\n<li>Event planners<\/li>\n\n\n\n<li>Recruiters<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_Much_Does_Error_and_Omissions_Insurance_Cost\"><\/span>How Much Does Error and Omissions Insurance Cost?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>E&amp;O insurance costs vary based on your industry, business size, and risk level.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td colspan=\"2\"><strong>TYPICAL ANNUAL COST RANGES<\/strong><\/td><\/tr><tr><td>Consultants and advisors<\/td><td>$500 to $3,000+<\/td><\/tr><tr><td>Real estate agents<\/td><td>$300 to $1,500<\/td><\/tr><tr><td>Technology companies<\/td><td>$1,500 to $5,000+<\/td><\/tr><tr><td>Healthcare providers<\/td><td>$1,000 to $3,500<\/td><\/tr><tr><td>Creative professionals<\/td><td>$500 to $2,000<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_Affects_Your_Premium\"><\/span>What Affects Your Premium?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Revenue: Higher revenue = higher premiums<\/li>\n\n\n\n<li>Risk level: Higher-risk industries pay more<\/li>\n\n\n\n<li>Claim history: Previous claims increase costs significantly<\/li>\n\n\n\n<li>Coverage limits: $2 million coverage costs more than $1 million<\/li>\n\n\n\n<li>Deductibles: Higher deductibles lower premiums<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Ways to Save Money<\/h3>\n\n\n\n<p>\u2713 Bundle policies with general liability or business owner&#8217;s policies<\/p>\n\n\n\n<p>\u2713 Raise your deductible to $2,500 or $5,000<\/p>\n\n\n\n<p>\u2713 Shop around \u2013 get at least three quotes<\/p>\n\n\n\n<p>\u2713 Pay annually instead of monthly<\/p>\n\n\n\n<p>\u2713 Maintain clean records by documenting everything<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_to_Choose_the_Right_Policy\"><\/span>How to Choose the Right Policy<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">1. Assess Your Risk<\/h3>\n\n\n\n<p>Review your client contracts and services. What could go wrong? What promises do you make? List potential scenarios where clients could claim financial harm.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2. Compare Coverage Details<\/h3>\n\n\n\n<p>When shopping for policies, focus on:<\/p>\n\n\n\n<p>Policy limits: Most small businesses need $1 million per claim \/ $2 million aggregate minimum. Higher-risk industries may need more.<\/p>\n\n\n\n<p>Deductible: What you pay before insurance kicks in. Typical range: $1,000 to $5,000.<\/p>\n\n\n\n<p>Defense costs: Confirm defense costs are covered in addition to policy limits, not deducted from them.<\/p>\n\n\n\n<p>Exclusions: Understand what&#8217;s NOT covered, read the fine print carefully.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">3. Check Insurer Reputation<\/h3>\n\n\n\n<p>Your policy is only as good as the company behind it. Check:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Financial strength ratings (look for A- or better)<\/li>\n\n\n\n<li>Customer reviews and complaint history<\/li>\n\n\n\n<li>Claims payment reputation<br><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">4. Work with a Specialized Broker<\/h3>\n\n\n\n<p>Insurance brokers who specialize in E&amp;O can:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Explain policy differences in plain English<\/li>\n\n\n\n<li>Compare multiple insurers side-by-side<\/li>\n\n\n\n<li>Negotiate better rates<\/li>\n\n\n\n<li>Help with claims if issues arise<br><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Key_Questions_to_Ask\"><\/span>Key Questions to Ask<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>What exactly triggers coverage?<\/li>\n\n\n\n<li>Are defense costs extra or included in limits?<\/li>\n\n\n\n<li>What are the specific exclusions?<\/li>\n\n\n\n<li>What&#8217;s the claims filing process?<\/li>\n\n\n\n<li>Do I need tail coverage if I switch policies?<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Final_Thoughts\"><\/span>Final Thoughts<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>E&amp;O claims don&#8217;t just happen to careless professionals, they happen to the best ones.<\/strong><\/p>\n\n\n\n<p>A misunderstood recommendation. A missed deadline. A client who remembers things differently. It doesn&#8217;t take a major mistake to trigger a major lawsuit, and legal defense alone can cost tens of thousands before a verdict is ever reached.<\/p>\n\n\n\n<p>The smartest professionals aren&#8217;t the ones who never make mistakes, they&#8217;re the ones who made sure they&#8217;d be protected when it happened.<\/p>\n\n\n\n<p>\ud83d\udccb <a href=\"https:\/\/outlook.office.com\/bookwithme\/user\/d4f0dc84f6c74ed4a1a0a72bc7910d24%40elgalloins.com?anonymous&amp;ismsaljsauthenabled\" target=\"_blank\" rel=\"noopener\"><strong>Book Your FREE E&amp;O Insurance Call Today<\/strong><\/a><strong>.<\/strong> No jargon. No pressure. Just a real conversation about your exposure and how to protect it.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Sofia Bennett had built a strong reputation as a marketing consultant, known for bold strategies and confident projections. One client came to her expecting big results, and based on her analysis, she promised a 300% ROI. Six months later, the campaign flopped. The client lost $150,000 and filed a lawsuit. That\u2019s when Sofia came to&#8230;<\/p>\n","protected":false},"author":1,"featured_media":3635,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[17],"tags":[],"class_list":["post-3620","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-insurance"],"taxonomy_info":{"category":[{"value":17,"label":"Insurance"}]},"featured_image_src_large":["https:\/\/goldenroosterinsurance.com\/blog\/wp-content\/uploads\/2026\/04\/Article-covers-1-1024x576.png",1024,576,true],"author_info":{"display_name":"Janeth Ochoa","author_link":"https:\/\/goldenroosterinsurance.com\/blog\/author\/janeth\/"},"comment_info":0,"category_info":[{"term_id":17,"name":"Insurance","slug":"insurance","term_group":0,"term_taxonomy_id":17,"taxonomy":"category","description":"","parent":0,"count":23,"filter":"raw","cat_ID":17,"category_count":23,"category_description":"","cat_name":"Insurance","category_nicename":"insurance","category_parent":0}],"tag_info":false,"_links":{"self":[{"href":"https:\/\/goldenroosterinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/3620","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/goldenroosterinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/goldenroosterinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/goldenroosterinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/goldenroosterinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=3620"}],"version-history":[{"count":1,"href":"https:\/\/goldenroosterinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/3620\/revisions"}],"predecessor-version":[{"id":3624,"href":"https:\/\/goldenroosterinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/3620\/revisions\/3624"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/goldenroosterinsurance.com\/blog\/wp-json\/wp\/v2\/media\/3635"}],"wp:attachment":[{"href":"https:\/\/goldenroosterinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=3620"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/goldenroosterinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=3620"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/goldenroosterinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=3620"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}