Sarah relied on his late husband’s life insurance to keep her family afloat. But she started to worry when her friend asked her a question. “Aren’t life insurance proceeds taxable?”. That’s when she came to me, and I stepped in to help. I explained to her that most life insurance payouts are tax-free, and walked…
Alex is a small business owner and his story isn’t unique, he has worked hard to grow their company. One day, Alex gets the chance to expand and it feels like the big break they’ve been waiting for. But then Alex booked a call with me and that’s when he said “I think I hit…
Leo, an old friend of mine, asked, “Who needs a probate bond?” If you’re like him, your first reaction is something like: What the heck is a probate bond, and why do I need one? One of those may be probate bonds. Sounds scary, but in truth, it’s a very simple and necessary thing in…
So I knew a guy once named Mark. He was the young father who had recently purchased a used pickup truck from a former friend. The truck’s engine was still in great shape and the price seemed like a steal, but it doesn’t come with a title. Mark thought it would be easy, that he…
Me and my old colleague met for coffee recently and it was a good catch up. He has his own business, living his dream but when I asked about his insurance audit, he sighed. As it turns out a letter arrived at his office not too long ago and it was the audit notice. His…
Meet Sarah, who owns a small bakery in their small town. On a busy morning, one of her trusted bakers, Mike, accidentally slips on some flour and hurts his wrist badly. That worried Sarah, not just about Mike’s accident and well-being but also because this accident might affect her business. This is why insurance for…
Ahmed, 52, a veteran, came to me a couple of months ago. He said he had just inherited his parents’ home but he wasn’t planning to move in anytime soon. He had just one question for me: “Will my regular homeowners insurance cover the insurance for unoccupied house?” As I walked him through the details,…
Getting behind the wheel for a young driver feels like freedom. Driving down that open road, music blasting, and feeling the air through that open window – it’s a rite of passage for them until they realize that the best insurance cars for young drivers would feel like another rent payment. I remember Lara, 23,…
Teddy — he’s a dentist, with a small practice of his own — and I had been set up by a colleague just a few months ago, and we had a date scheduled for the next day. He was upfront.“People keep talking about this Indexed Universal Life Insurance and I started to look into it….
Maria has been a high school teacher for most of her life, and now that she is feeling that her retirement is around the corner, it got her to think about a lot of things. Her biggest worry was, what if she outlives all of her savings. So, we started talking about how do annuities…